FDIC – US Bank Profits Rise Steadily in 2024
FDIC – Federal Deposit Insurance Corporation Quarterly Banking Profile: Second Quarter 2024 ‘Extracts’ and Bankhawk Commentary …
Interest Rate Drama is Distracting Companies and Costing Them Money and Control
Over the past few days there has been much media over-reaction to the failure of the US Federal Reserve to reduce interest rates, much from vested interests. This creates confusion and can cloud judgements. …
Beyond Adyen and Stripe: Unlocking True Payment Optimisation with POPs
The IDC MarketScape Vendor assessments for Online Payment Platforms and Omni-Channel Payment Platforms were released a couple of weeks ago. …
Cost-Effective Solutions: Optimizing Payment Channels for a European Telecom Giant
Bankhawk’s client is UK&Ireland companies of a major European mobile operator. The combined revenue of the UK&Ireland operations is $8bn. …
The UK’s Payments Regulator Calls out Visa and Mastercard for Fee Increases but Stops Short of any Real Action?
The UK’s PSR has just published its interim findings into Card Scheme Fees. Here’s a short summary and some context until I read in more detail….. …
Airlines Say They’re Taking Back Control Over Payments, But Do They Know How?
Some consider the International Air Transport Association (IATA) Financial Settlement Systems (IFSS) to be the backbone of the global air transport industry, facilitating the movement of funds across the travel value chain. …
What’s happening to interest rates and could they actually go higher?
There has been a dramatic shift in the past few days in the expectation of where interest rates are headed. This has taken many of us by surprise. …
FDIC: US Banks Net Operating Revenue Hits $1 Trillion for 2023
US corporations are contributing to record bank profits as the industry’s net operating revenue broke the $1 trillion barrier in 2023. …
Why the Recent Visa Mastercard Settlement May Be Bad News for Merchants
Mastercard and Visa have reached a settlement with merchants over a long-standing swipe fee case, with the card giants agreeing to reduce interchange fees and permit more flexibility on surcharging and anti-steering rules. …
Choose Your Payment Processor Wisely: Avoid Common Traps with These 8 Red Flags to Look Out For
I’ve helped a lot of large merchants find the right payments partner(s) over the years and been involved throughout the buying process, from identifying key requirements and challenges early on, right through to negotiating the contract and deploying the solution. …