Two advisory domains, one evidence-led approach.

01

Banking Advisory

Banks generate revenue from corporate clients in many ways, not just headline fees. Many treasury teams operate without a full view of what each relationship costs or delivers.

We build a complete banking relationship P&L, covering fees, FX margins, interest spreads and ancillary income, then benchmark it across providers and geographies. Independent analysis highlights where value can be improved, often without changing provider.

02

Payments Optimisation

Card and merchant payment arrangements grow more complex every year, and billing rarely receives independent scrutiny.

We audit, benchmark and optimise card and merchant payment arrangements, verifying what you are billed against what was agreed, comparing commercial terms, and identifying where cost or commercial leakage sits. HawkIQ keeps that verification continuous.