Banking Advisory
See the full economics of every banking relationship.
Banks earn from corporate clients in many ways beyond headline fees. We build the complete picture, then benchmark it independently.
What is banking advisory?
Banking advisory is independent review of an organisation's banking relationships, fees and service terms, so finance leaders can see what they pay, compare it with the market and negotiate from evidence. Bankhawk does not broker or sell banking products.
The challenge
Headline fees are only part of the story.
FX margins, interest spreads, balance-based charges and ancillary income rarely appear in one place. Without a consolidated view, treasury teams negotiate on partial information, and providers know it.
What we examine
Area 01 of 04
Relationship P&L
Fees, margins, spreads and ancillary income consolidated per bank.
Questions we answer
- 01
What does each banking relationship truly cost us?
- 02
Are our FX margins in line with the market?
- 03
Are we billed what we agreed?
- 04
Where can terms improve without changing provider?
What you receive
A consolidated banking relationship P&L
Independent benchmarks across providers and geographies
Prioritised findings ranked by commercial significance
Negotiation support grounded in evidence
HawkIQ
HawkIQ keeps FX and fee verification running after the engagement, so variances surface as they happen.
How HawkIQ works →Common questions
Banking Advisory, answered.
What does an independent banking review cover?
Bank fees and charges, account structures, service levels and contractual terms, checked against what was agreed and against independent market benchmarks.
Why use an independent adviser rather than our bank?
Your bank cannot objectively benchmark its own pricing. Bankhawk is independent and takes no commission from providers, so recommendations reflect your interests only.
What data do you need to start?
Typically recent bank statements, fee schedules and relevant agreements. We confirm the exact scope in an introductory conversation.
Is this a one-off review or ongoing?
Either. Many organisations start with a baseline review, then use HawkIQ to keep billing verified over time.