Insights
Evidence-led perspectives on banking and payments.
Short, practical analysis from the Bankhawk team, grounded in the commercial questions we investigate.
Payments · Guide
The merchant acquirer fee audit: a practical guide for finance leaders
The four places card processing charges drift from what was agreed, and how to check each one.
7 min read ·
Banking · Evidence brief
Corporate banking has a visibility problem
What treasury and finance leaders told Bankhawk about measuring and benchmarking their banks.
5 min read ·
Payments · Guide
Interchange and scheme fees: what 'pass-through' really means
Pass-through holds at the contract level. At the applied level, it needs checking.
6 min read ·
Banking · Perspective
How legacy banking structures create friction in insurance groups
Inherited accounts, overlapping trusts and fragmented liquidity add up to recurring drag.
3 min read ·
Banking · Executive guide
Is your corporate cash resilient in a crisis?
Safety is a function of design, not default. Three tests for concentration, access and transparency.
4 min read ·
Payments · Decision guide
Payment orchestration: what it is and how to decide
Separate the capabilities, quantify the upside, then decide.
4 min read ·
Payments · Case study
Reviewing payment and distribution costs at a European telecom operator
Mapping many payment providers and channels, auditing fees and building a cost improvement roadmap.
3 min read ·
Payments · Explainer
Card scheme fees: why they rise and what merchants can check
Scheme fees are complex, change often and are hard to attribute. Here is what to check.
4 min read ·
Payments · Sector guide
Airline payment costs: how to gain visibility and control
Visibility, governance and better decisions across an airline's payment flows.
4 min read ·
Payments · Checklist
Choosing a payment provider: an RFP checklist
Eight areas to test before you sign, or when reviewing a provider you already use.
4 min read ·
Payments · Practical guide
Payment declines: a practical governance guide for merchants
Separate the causes of declines before trying to fix them.
4 min read ·
Banking · Explainer
Virtual accounts: where they help multi-entity cash visibility
Where virtual accounts simplify structures, and where they do not.
4 min read ·
Banking · Framework
A framework for enterprise treasury policy
Four pillars, and a check that the policy is enabling rather than constraining.
4 min read ·